A foreign national loan is a specific loan for noncitizens to purchase an investment property in the United States. This loan has prerequisites, components and interest rates that vary from standard loans. The applicant will not have a social security number and their assets, employment, business and bank accounts are in another country, presenting a challenge to the lender. Structuring and processing loans for these clients requires deep knowledge and understanding of the procedure, as well as a lot of personalized attention.